TERMS OF USE
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Introduction: Welcome to the Internet site of F&T Group (“F&T”).

Please read the following terms and conditions of use carefully before using the web site. These terms govern your use of this web site and are binding between you and F&T.

Purpose of this Site: This web site is made available to you solely for informational, noncommercial use; nothing herein constitutes an offer to sell, lease or provide any goods or services.

Acceptance of Terms: Your use of this Site constitutes your full legal acceptance of each of these Terms, both in your individual capacity and as an employee and agent of your employer. You acknowledge that your use of this Site binds you to these Terms to the same extent as if you and a duly authorized representative of your employer had signed this agreement.

Limited Authorization to Use Protected Material: This site may contain or reference trademarks, patents, trade secrets, technologies, products, logos, processes or other proprietary rights (the Intellectual Property). The Intellectual Property is the property of its respective owner, which may be F&T and/or other parties. Except as otherwise expressly stated herein, you are not granted any license to use, or right in, the Intellectual Property. Non-compliance, to any degree, with these Terms, constitutes a material breach of these Terms.

F&T grants you permission to display, download and reproduce information posted on this Site (the Information) subject to your agreement to abide by these Terms: you may display, download and reproduce the Information solely for non-commercial or business purposes within your organization. With the exception of the foregoing limited authorization, you are not granted any license to or right in connection with this site.

Disclaimer; Accuracy; Limitation of Liability and Exclusion of Warranties: F&T makes reasonable efforts to ensure that the Information is accurate and up to date. Nevertheless, your use and browsing of this Site is exclusively at your risk.

F&T makes no warranties, express or implied, with respect to the use of this Site or the Information. F&T expressly disclaims any express or implied warranty of accuracy or quality and any implied warranty of merchantability, fitness for a particular purpose or non-infringement, and assumes no liability for any errors and/or omissions in the Information.

F&T also expressly disclaims any liability for any damage to or viruses that may infect your computer equipment or other property as you access or browse this Site or download material from this Site. Under no circumstances shall F&T be liable for any indirect, incidental, special, consequential or punitive damages whether in an action in contract or tort resulting from its performance or any failure to perform under these Terms.

Non-proprietary Treatment of Information You Provide: Any communication you make with F&T via this Site will be treated as non-proprietary. F&T is free to use any idea, concept or invention created by you and transmitted to it via this Site, notwithstanding any limiting language you may use when transmitting such information. If you do not want F&T to use your idea unless it pays you a fee, or agrees to other terms, do not transmit it to F&T via this Site.

Privacy: F&T takes your privacy seriously. Your use of this Site constitutes the acceptance of F&T’s Privacy Policy, which is incorporated by reference into these Terms. F&T reserves the right to change our Privacy Policy without prior notice. Your continued use of this Site will be deemed an acceptance of our Privacy Policy then in effect.

New York Law Applies: This Site is controlled by F&T from its offices within the State of New York, United States. This Site can be accessed from all states in the United States, as well as from other countries. Each of these jurisdictions has laws that may differ from those of the State of New York. By accessing this Site, you agree that all matters relating to access to, or use of, this Site or any other linked web site, shall be governed by the applicable laws of the State of New York and the laws of the United States of America, without regard to the conflicts of laws principles thereof. You also agree, and by using this Site hereby submit, to the exclusive personal jurisdiction and venue of the courts of the State of New York relating to any dispute arising out of your use of this Site. You agree and acknowledge that your use of this Site, and all transactions occurring in connection with this Site, shall be deemed to have occurred and taken place solely in the State of New York, United States.

Statute of Limitations: You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the service or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Miscellaneous: F&T reserves the right to modify and add to these Terms at any time without prior notice by posting the new terms and conditions on this Site.

If F&T, in its sole discretion, determines that a violation of these Terms has occurred, F&T may pursue any of its legal remedies. However, the failure of F&T to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
 




‍PRIVACY POLICY
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‍Generally: F&T Group (“F&T”) is committed to protecting the privacy of visitors to our website. The purpose of this Privacy Policy is to inform you about the kinds of information that F&T may gather about you when you visit this web site, how F&T may use that information, and whether F&T discloses it to others.

Kinds of Information Collected and Used: When you browse through this website, you do so anonymously. The only personally identifiable information (“PII”) that F&T collects about visitors to this website is provided voluntarily. In general, you may visit this web site without telling F&T who you are or otherwise revealing any personal information. The web site also makes use of cookies (described below) to collect information about visitors, such as domain names, but not email addresses. This type of information may be aggregated to measure things such as the number of visits, average time spent on the site, etc. F&T only collects PII in connection with the employment process in the Careers section of this Site or if you email F&T directly, in which case we will have your email address and any information in your message.

If you send us email, whether through your own email software or using a “Contact Us” form on the site, your email address and the contents of your message will be collected. Your electronic mail address and the information included in your message will be used to respond to you, to address issues you identify, to improve this site, or to forward your message to the appropriate F&T unit for a response. Your email address will not be used for commercial purposes, and F&T will sell or otherwise distribute your email address to any third party.

Cookie Policy: This web Site makes use “cookies”. Cookies are pieces of information transferred to the browsing computer and stored for record-keeping purposes. Knowing how a site visitor is using the site through cookies enables us to tailor our content and services to more effectively meet visitors needs and to manage the web site to better assist F&T in providing you with tailored information and services, and to gather certain information that is not personally identifiable, such as the number of visitors, the frequency with which they visit and pages viewed, the IP address of the visitor, and the time and duration of the visit. F&T looks at such data in summary form, rather than on an individual basis.

Access to Information: Except as provided above, or unless F&T specifically discloses it to you at the time it collects the information, F&T does not make web site visitor information available to unaffiliated organizations for commercial purposes unrelated to F&T’s business. F&T may use this information to contact you or to send you marketing materials, but F&T takes commercially reasonable steps to safeguard such information from unauthorized access by other parties. However, F&T does share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, and as otherwise required by federal, state or local law or regulations.

Security: F&T secures the personal information it collects from unauthorized access, use or disclosure. F&T uses industry standard security measures to protect the information under our control, including firewalls and other security measures. Although the inherent dangers of the Internet means we cannot guarantee the protection of your information against loss, misuse, or alteration, F&T works hard to protect all of your personal information. Security procedures have been integrated into the design, implementation, and day-to-day operations of this website as part of our continuing commitment to the security of electronic content as well as the electronic transmission of information.